<ul data-eligibleForWebStory="true">There are steps you can take to improve your financial situation without overwhelming yourself.Start by tracking your spending to understand where your money is going and make better choices.Tackle high-interest debt by paying down credit card balances fast and consider moving to lower-rate options.Build an emergency fund to handle unexpected expenses and aim for one month of expenses saved.Use automation to save money by setting up automatic transfers and consider retirement savings options like a Roth IRA.Seek ways to make extra money through small side gigs, selling unused items, or completing online surveys.Continuously learn new skills to improve job prospects and increase earning potential.