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Bloomberg Quint

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Can EPF Make You A Crorepati? Realistic Returns Over 25 Years

  • EPF savings can realistically grow into a Rs 1 crore to Rs 2 crore corpus over 25 years with steady contributions and salary growth.
  • EPF scheme involves contributions from both employees and employers, with 12% of the employee's salary deducted monthly towards EPF.
  • Realistic scenarios suggest that with compounding and disciplined savings, EPF can yield a significant retirement corpus exceeding Rs 1 crore or even touching Rs 2 crore over time.
  • EPF, with its mandatory contributions, tax benefits, and guaranteed interest, serves as a strong foundation for retirement planning, emphasizing long-term consistency over high-risk investments.

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