<ul data-eligibleForWebStory="false"><li>Nirmal Bang has identified SBI, HDFC Bank, Kotak Bank, City Union Bank, and PNB Housing Finance as top stock picks in the banking sector.</li><li>Gold loan NBFCs are expected to experience strong loan growth and lower credit costs in Q1 FY26 due to high gold prices.</li><li>Nirmal Bang projects that its coverage banks will witness a 2.7% YoY growth in net interest income/pre-provision operating profit and a 3.4% YoY decline in PAT due to business growth slowdown and margin pressure.</li></ul>

HDFC Bank, SBI, City Union Bank — Nirmal Bang Top Stock Picks In Banks, Specialised NBFCs; Q1 Results Preview

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