<ul data-eligibleForWebStory="false"><li>The RBI data shows a declining trend in net financial savings of households as a percentage of GDP over the years, with fluctuations notably during various quarters amidst economic challenges.</li><li>Despite economic hardships during the pandemic, net financial asset flows remained relatively high, leading to questions about the behavior of increased savings during such times.</li><li>The increasing trend of financial liabilities, particularly non-housing retail loans used for consumption, raises concerns about households taking on more debt even as the economy grows.</li><li>Household allocation to mutual funds has been on the rise, indicating a shift towards financial investments, while the advice emphasizes prudent financial planning and responsible leverage for asset financing.</li></ul>

Household assets, liabilities: What to make of the RBI data?

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