<ul><li>The credit card market in India is expanding, with a rise in spending by 10.8% year-on-year to Rs 1.84 trillion in January 2025.</li><li>Having multiple credit cards can offer benefits such as higher credit limits, diverse reward structures, and improved financial flexibility.</li><li>However, managing multiple cards comes with risks like negative impact on credit score and accumulation of debt. Striking the right balance between the number of cards based on spending patterns and offers is important.</li><li>Responsible usage and timely repayments are crucial in reaping the benefits of credit cards without falling into financial trouble.</li></ul>

How Many Credit Cards Should You Own?

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