<ul data-eligibleForWebStory="false">Mobile phone insurance can be crucial to protect your smartphone against rain-related damage.Coverage for rain damage depends on the insurance policy; policies usually cover water exposure and accidental damage.Steps to claim insurance for monsoon-related phone damage include reporting damage quickly, documenting it, and filing a claim.It is advised to review insurance coverage, take preventive measures, and promptly file claims for monsoon-damaged phones.