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Mortgage Rates Today: June 9, 2025 – 30-Year and 15-Year Rates Stand Still

  • The average interest rate on a 30-year fixed mortgage is currently 6.83%, while the rate on a 15-year fixed mortgage is 5.85%.
  • Homeowners looking to refinance should compare their existing mortgage rate with current rates to evaluate the cost benefits of refinancing.
  • The average APR on a 30-year fixed-rate mortgage is 6.86%, while on a 15-year fixed loan, it is 5.9%.
  • Mortgage rates are influenced by economic factors, such as U.S. Treasury bond yields, Federal Reserve decisions, and global events, making it challenging to predict future rate decreases.

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