<ul data-eligibleForWebStory="false">Gold is losing momentum, silver is yet to rally decisively, while platinum's status as an investment is discussed.Market setback seen as a buying opportunity according to chartist K Gurumurthy.An article advises against fully switching to FDs and bonds at retirement, emphasizing the importance of maintaining equities in the portfolio.A discussion on whether it is advisable to pledge MF holdings for loans by K Venkatasubramanian.