The microfinance sector is showing signs of recovery with rural demand supporting growth, according to Satin Creditcare Network Ltd. chairman HP Singh.
Positive indicators include improved asset quality metrics and increased disbursements, driven by a revival in the rural economy.
The company maintains a focus on technology to enhance customer acquisition, disbursement cycles, and collection efficiency.
In FY26, the company anticipates a decline in credit costs from the 4.6%-4.7% range seen in FY25, with a strong emphasis on maintaining good asset quality.