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10 Best CD Rates of June 2025: Up to 4.50% APY

  • Forbes Advisor analyzed 458 certificates of deposit at 148 institutions to rank the best CD rates based on criteria such as APY, minimum deposit requirements, terms, and customer ratings.
  • The top accounts for various CD terms include Vanguard's one-month brokered CD offering 4.40% APY, Service Credit Union's six-month CD with 4.15% APY, and Consumers Credit Union's nine-month CD at 4.25% APY.
  • All winners of the best CD rates list received a five-star rating for their performance.
  • Forbes Advisor ensures unbiased ratings by using data-driven methodologies to evaluate financial products and companies, with editorial guidelines in place to maintain fairness and equality in ratings.

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