<ul><li>Analysts with Marsh McLennan Agency highlight four trends shaping employee benefits in the American workplace: generational gap, AI in HR, rising healthcare costs, and pharmacy pricing.</li><li>With five generations in the workforce, HR and benefits leaders need to design flexible benefits strategies that appeal to different age demographics.</li><li>AI is transforming HR by unlocking the potential of employees and fostering deeper connections, enhancing employee experience, and driving a culture of continuous growth.</li><li>Rising healthcare costs demand a data-driven approach, understanding the drivers of healthcare usage and developing targeted programs to mitigate costs.</li><li>Employers should re-evaluate their relationship with pharmacy benefits managers to effectively manage pharmacy costs, potentially switching to new PBMs or implementing cost-cutting plans.</li></ul>

4 macro trends shaping employee benefits this year

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