To stay financially secure after a bicycle accident in New Jersey, follow these tips:
1. Get medical attention immediately and keep detailed records of all expenses incurred. Personal Injury Protection (PIP) insurance from your auto policy can cover medical expenses even if you were on a bike.
2. Notify your insurance company promptly to start the claims process. If a car was involved, the driver’s PIP insurance may also provide coverage. Check if your homeowners or renters insurance covers bike accidents.
3. Keep track of lost wages and income by documenting missed workdays and obtaining pay stubs or other evidence of lost earnings. You may also be able to claim compensation for lost earning potential if your injuries affect your long-term ability to work.
4. Beware of quick, lowball settlement offers. Consult a bicycle accident lawyer before accepting any settlement to ensure you receive sufficient compensation for all your expenses.