<ul><li>Aetna has launched SimplePay Health, a copay-only health plan for self-funded employer clients.</li><li>SimplePay Health requires only copays for medical services and prescription drugs, with no deductibles or coinsurance costs.</li><li>The plan provides an interest-free line of credit to pay for care and offers flexible payment terms of 12 to 18 months.</li><li>The alternative plan design has shown increased care utilization and cost savings, but employers may need to navigate a learning curve when transitioning to such plans.</li></ul>

Aetna launched a copay-only health plan. What could it mean for benefits teams?

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