<ul><li>FinTech companies are expanding their offerings beyond core services to include financial services, embedded finance, lending, and banking-as-a-service.</li><li>The expansion has led to higher financial inclusion, increased acceptance rates, and lower operational costs.</li><li>Demographics play a significant role in the adoption of FinTech services, with young consumers showing a preference for digital wallets and one-click checkout.</li><li>AI is being used to streamline operations, improve onboarding processes, and automate analysis and decision-making, especially with the move towards faster payments.</li></ul>

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