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Ameritas Dental Insurance Review 2025

  • Ameritas' PrimeStar Complete dental insurance plan has no waiting periods for covered services, allowing for immediate reimbursement.
  • The plan offers a hefty annual maximum of $2,500 in the first year and $3,000 thereafter, higher than many competitors.
  • Staying within Ameritas' provider network results in higher reimbursements, with coverage ranging from 100% for preventive care in-network to 70% out-of-network for fillings in the first year.
  • Ameritas' PrimeStar Boost is recommended as a cheaper alternative to PrimeStar Complete, offering coverage for orthodontia and teeth whitening.

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