<ul><li>The Apple Card Savings Account's annual percentage yield has dropped from 3.75% to 3.65% as of May 28, 2025, marking the second rate cut of the year.</li><li>The account has seen fluctuating interest rates since its launch, with the rate adjusted periodically by Apple and Goldman Sachs based on economic conditions.</li><li>The savings account allows Apple Card holders to deposit their Daily Cash rewards into a high-yield account via the Wallet app, with interest compounding daily and payouts deposited monthly.</li><li>Despite the rate cut, the Apple Card Savings Account's yield remains above the U.S. national average, aiming to attract and retain customers with competitive savings options.</li></ul>

Apple Card high-yield Savings APY drops to 3.65%

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