<ul><li>An alarming 50% of respondents in a survey were unaware of important government pension schemes like the Atal Pension Yojana.</li><li>75% of respondents are deeply concerned about the security of their pension investments and 99% believe their gratuity amount is insufficient for retirement needs.</li><li>30.23% of respondents had no knowledge of how their pension is calculated, highlighting a lack of understanding in this area.</li><li>There is a need for more reliable and transparent retirement products in India to address dissatisfaction among respondents with schemes like Employees' Provident Fund.</li></ul>

Are Indians unaware of pension schemes and calculations?

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