<ul><li>The article discusses three under-the-radar altcoin gems that offer the potential of 10x to 50x returns.</li><li>Goldfinch ($GFI) allows crypto borrowing without the need for over-collateralization and uses off-chain collateral, income, and reputation assessment to approve borrowers.</li><li>The Rootstock ($RBTC) is the largest and longest-running L2 on Bitcoin, allowing developers to deploy EVM compatible dApps and pay for transactions in $RBTC.</li><li>Rootstock’s Merged Mining feature allows faster validation, creation, and mining of blocks, and is secured through Bitcoin’s chain.</li><li>Near Protocol ($NEAR) uses sharding technology for scalability and low-fee transactions and brings AI to the blockchain, making it one of the hottest sectors in crypto.</li><li>$NEAR ranks #25 measured by market cap and has an unlimited supply with 1.10 billion tokens in circulation.</li><li>The article also comes with a disclaimer that all the information discussed is not financial advice.</li></ul>

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