<ul><li>Banks' loans are projected to grow at a rate of 12-13% in the fiscal year 2026 according to rating agencies.</li><li>Asset quality is expected to be stable with a gross non-performing assets ratio of approximately 2.4% by March 31, 2026.</li><li>Banking system credit growth is estimated at 13-13.5% in FY26, considering the impact of RBI's advisory on risk weight assets and credit extended to NBFCs.</li><li>The BFSI sector has faced challenges in asset quality and profitability, particularly in microfinance and unsecured business loan segments.</li></ul>

Banks’ loans to grow at 12-13% in FY26: Rating agencies

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