<ul data-eligibleForWebStory="false">Mutuum Finance (MUTM) is emerging as the best crypto to buy, with Ripple (XRP) stagnating.Phase 5 of the Mutuum Finance presale is over 60% sold out at $0.03, raising over $11.8 million and attracting over 12,700 unique holders.Mutuum Finance is launching a non-custodial liquidity protocol with a double-model strategy and plans for a USD-pegged stablecoin.The project is backed by CertiK audits, a $50,000 Bug Bounty Program, and a $100,000 giveaway, making it a promising investment option in 2025.