BharatPe's net losses in Apr-Dec 2024 period decreased to around Rs 148.8 crore from nearly Rs 492 crore in the previous fiscal.BharatPe achieved break-even at the EBITDA level during Apr-Dec 2024, adjusted for employee stock option costs.The company aims to deepen its lending business and targets an initial public offering in the next two years.BharatPe's improved financials were attributed to stronger growth in merchant payment processing fees and service fees for facilitating loans.