<ul><li>Major financial institutions like JPMorgan Chase have started offering clients access to bitcoin, indicating a mainstream shift in the crypto landscape.</li><li>While big banks are rapidly adopting crypto technologies, smaller community banks may struggle to keep up in on-chain financial services, potentially creating a competitive gap in the industry.</li><li>Smaller banks could face threats to their traditional business models with the rise of cryptocurrencies and stablecoins, which may lead to a shift in customer preferences and impact their ability to retain deposits for lending.</li><li>To stay relevant, smaller lenders can leverage collaborative models, partner with FinTech firms, and implement customer education programs to navigate the changing landscape and potentially find niches where big banks cannot easily compete.</li></ul>

Big Banks Eye Crypto, But Can Smaller Lenders Win Retail Wallet?

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