<ul data-eligibleForWebStory="true">Peoples Reserve aims to offer Bitcoin Powered Mortgages (BPMs), challenging traditional lending.They employ a dual-collateralization structure using Bitcoin alongside real estate as collateral.This allows for lower rates for borrowers and reduces lender risk.Interest rates are tied to the performance of the Bitcoin collateral, creating a more dynamic pricing model.Peoples Reserve ensures borrower and lender protection through multi-signature wallets.The platform empowers individuals to unlock their Bitcoin's purchasing power without giving up ownership.By cross-collateralizing property and Bitcoin, Peoples Reserve makes homes more affordable for Bitcoin savers.Liquidation of Bitcoin collateral only occurs in case of loan default, not based on price volatility.Peoples Reserve plans to expand beyond mortgages to offer Bitcoin-denominated bonds and financial tools.The company targets both retail and institutional lenders for Bitcoin-backed collateral.