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Building Toffee: How I’m Tackling the Messy Truth About Debt, One Line of Code at a Time

  • Toffee is a debt tracking and management app aimed at providing guidance and support to individuals seeking to pay off their debt.
  • Unlike other financial tools, Toffee focuses on emotional aspects of debt such as shame and overwhelm, in addition to numbers.
  • Key features of Toffee include the Snowball Tracker, Accountability Nudges, and Privacy-first Design.
  • The app is built using React Native - Expo powered by Supabase, Typescript, and RevenueCat, offering a lightweight yet powerful solution.
  • Toffee's technical implementations include a Debt Payoff Calculator Engine, Real-time Progress Tracking, Privacy-First Architecture, and Smart Debt Visualization.
  • The app also incorporates Adaptive Payment Strategies, a robust technical stack, and a user-centric approach to product development.
  • Lessons learned by the founder include prioritizing user experience over technical features and the significance of effective marketing in the startup journey.
  • Toffee's future plans involve community growth, platform expansion, partnerships with financial experts, and increased visibility on various platforms.
  • The ultimate goal for Toffee is to empower users to feel proud of their progress in paying off debt, fostering a positive mindset around financial freedom.
  • If interested in supporting Toffee or providing feedback, users can try the app and connect with the founder on Instagram @toffeefinance.

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