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Can Digital Wallets, Stablecoins Solve Small Banks’ Cross-Border Cost Center?

  • Cross-border payments are a challenge for small banks due to intermediaries, high costs, and legacy infrastructure.
  • New FinTech innovations like digital wallets and stablecoins offer small banks opportunities to streamline cross-border transactions.
  • Digital wallets provide instant transfers, clear fee structures, and integrated currency exchange, benefiting small lenders.
  • Stablecoins offer price stability and predictability in cross-border payments, but also come with regulatory considerations for small banks.

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