<ul><li>Car insurance premiums have increased by 5.8% or $122 in 2025, with the average annual premium now at $2226.</li><li>Premiums vary based on factors like location, age, sex, and driving record.</li><li>Victorians pay the highest average premium of $2940, with an 8.3% increase from the previous year.</li><li>Mature drivers saw the biggest price hikes at 6.5%, while young male drivers under 25 pay over $3000 annually on average.</li><li>Switching to a top-rated policy could save drivers up to 31.1%, with potential savings of $692 in one year.</li><li>Canstar identified providers offering outstanding value and highest claims satisfaction in car insurance.</li><li>Drivers should compare policies for value, consider increasing excess, and maintain a clean driving record to reduce premiums.</li><li>Certain insurers offer discounts for safe driving and usage-based pricing to help drivers save on insurance costs.</li><li>Ditching comprehensive insurance for a lower cost may not be the best option; exploring better coverage options is recommended.</li></ul>

Car insurance premiums are still increasing, just not as quickly

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