<ul><li>CD rates fluctuate with some of the top rates currently reaching up to 5.02% based on different term lengths.</li><li>Three-month CDs average a rate of 1.3% with the highest at 4.72%.</li><li>Six-month CDs have an average APR of 1.78% and a highest yield of 4.94%.</li><li>For 12-month CDs, the highest rate available is 5.02% with an average APY of 1.84%.</li><li>24-month CDs offer rates as high as 4.52% while the average APY is 1.66%.</li><li>Three-year CDs have a top rate of 4.65% with an average APY of 1.58%.</li><li>The highest rate for a five-year CD is 4.26% with an average APY of 1.59%.</li><li>Jumbo CDs with terms of 6 months can earn rates up to 4.94% with an average APY of 1.82%.</li><li>Opening a CD account requires a lump-sum deposit and early withdrawals may incur penalties.</li><li>CDs offer higher interest compared to savings accounts and are generally considered safe investments.</li></ul>

CD Rates Today: April 17, 2025 – Rates Move Lower

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