<ul><li>CD rates today are offering up to 5.06% based on different term lengths and institutions.</li><li>Certificates of deposit (CDs) come with fixed interest rates and maturity periods, usually offering better yields than high-yield savings accounts.</li><li>Three-month CD rates range from 1.3% to 4.72%, with the average rate unchanged from last week.</li><li>Six-month CDs provide yields up to 4.94%, with an average APR of 1.79%.</li><li>One-year CDs offer interest rates as high as 5.02%, with an average APY of 1.87%.</li><li>Longer-term CDs such as two-year and five-year options have rates up to 4.52% and 4.26% respectively.</li><li>Jumbo CDs with rates of 5.06% for a 6-month term are available, typically requiring minimum deposits of $100,000 or more.</li><li>CDs accrue interest over a fixed term, and early withdrawal penalties can offset earnings and dip into principal.</li><li>CDs are considered safer investments than stocks, real estate, or cryptocurrencies, with FDIC and NCUA insurance protection.</li><li>When investing in CDs, it's crucial to understand the early withdrawal penalties and choose reputable financial institutions.</li></ul>

CD Rates Today: April 3, 2025 – Take Home Up To 5.06%

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