<ul><li>CD rates today offer up to 5.06% interest, varying by certificate term lengths.</li><li>Certificates of Deposit (CDs) provide fixed interest rates for a set period but come with withdrawal penalties.</li><li>Current top CD rates: 3-month CDs at 4.79%, 6-month CDs at 4.94%, and 1-year CDs at 5.02%.</li><li>2-year CDs offer rates up to 4.52%, 3-year CDs at 4.65%, and 5-year CDs at 4.43%.</li><li>Jumbo CDs with rates up to 4.94% for a 6-month term, averaging 1.82%.</li><li>Consider deposit minimums and early withdrawal penalties when choosing CD accounts.</li><li>CDs offer competitive returns compared to savings accounts and money market accounts.</li><li>Risk tolerance and financial goals should guide decisions between CDs and stocks.</li><li>Federal Deposit Insurance Corp. (FDIC) provides insurance up to $250,000 for CDs in case of bank failure.</li><li>CD rates by Curinos exclude certain CD types from the average calculation.</li></ul>

CD Rates Today: February 25, 2025 – Forbes Advisor

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