<ul><li>Today's CD rates can go as high as 5.06%, much higher than in the past.</li><li>CDs offer fixed interest rates and better yields than high-yield savings accounts.</li><li>Early withdrawal from a CD can result in penalties, sometimes equivalent to a year's interest.</li><li>Rates for 3-month CDs range from an average of 1.3% to a high of 4.72%.</li><li>The highest rate for a 6-month CD is 4.94%, with an average APR of 1.82%.</li><li>A one-year CD offers a top rate of 5.02% and an average APY of 1.87%.</li><li>For 2-year CDs, rates are as high as 4.52%, with an average APY of 1.68%.</li><li>The best rate for a 3-year CD is 4.65%, while 5-year CDs offer up to 4.43%.</li><li>Jumbo CDs require larger deposits, with rates as high as 4.94% for 6-month terms.</li><li>CD rates vary between banks, so it's important to compare and find the best deal.</li></ul>

CD Rates Today: February 27, 2025 – Rates Rise

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