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CD Rates Today: July 11, 2025 – Earn As Much As 4.94%

  • Today's best CD rates reach as high as 4.94%.
  • CD rates vary by term and are influenced by the Federal Reserve.
  • Different terms offer varying rates, with early withdrawal penalties in place.
  • Jumbo CDs at 6-month terms also offer a high APY of 4.94%.

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