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CD Rates Today: June 11, 2025 – Take Home Up To 5.02%

  • CD rates today range up to as high as 5.02%, far better than in previous years.
  • CDs offer fixed interest rates and varying maturity periods, with penalties for early withdrawals.
  • Best rates as of now include 4.67% for three-month CDs and 5.02% for one-year CDs.
  • Two-year CDs offer rates up to 4.52%, while five-year CDs go up to 4.26%.
  • Jumbo CD rates peak at 4.94% for six-month terms with varying minimum deposit requirements.
  • It's crucial to compare rates between banks and consider factors like term length and minimum deposits.
  • Investing in CDs provides a safe option with potential interest gains, protected by federal insurance.
  • CDs offer higher interest rates than savings accounts and are considered safer investments than stocks or real estate.
  • The Federal Deposit Insurance Corp. and National Credit Union Administration insure CD investments up to $250,000.
  • Curinos excludes certain types of CDs from its rate calculations, focusing on specific offerings.

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