<ul data-eligibleForWebStory="true"><li>CD rates today range from 1.3% to 5.02%, varying by term and institution, with higher rates for longer terms.</li><li>Short-term CDs like three-month and six-month CDs offer rates up to 4.67% and 4.94%, respectively.</li><li>Twelve-month CDs, a popular option, have rates as high as 5.02%, while two-year CDs offer rates up to 4.52%.</li><li>Longer-term CDs like three-year and five-year options provide rates of 4.26%, with potential for higher yields.</li><li>Jumbo CDs, typically requiring large deposits, offer rates like 4.94% for a 6-month term.</li><li>Comparison shopping for CD rates is crucial, as rates differ between banks and credit unions.</li><li>CD accounts require a lump-sum deposit and may have minimum requirements ranging from hundreds to thousands of dollars.</li><li>Withdrawal penalties apply if you access funds before the CD term ends, potentially resulting in loss of interest.</li><li>CDs provide fixed interest rates and FDIC insurance coverage up to $250,000 for bank-issued CDs.</li><li>CDs are a stable investment option, contrasting the volatility of stocks and bonds, supporting long-term financial strategies.</li></ul>

CD Rates Today: June 12, 2025 – Take Home Up To 5.02%

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