<ul data-eligibleForWebStory="true">The best CD rates top out at 5.02%, with terms varying.Interest rates for 3-month CDs range from 1.3% to 4.67%.Highest yield for 6-month CDs is 4.94%, with an average APR of 1.77%.12-month CD rates have a maximum of 5.02% and an average of 1.83%.2-year CD rates go up to 4.52%, with an average APY of 1.65%.For 3-year CDs, the highest rate is 4.26%, average APY being 1.58%.5-year CDs offer the highest rate at 4.26%, averaging 1.59%.Jumbo CD rates reach 4.94% for a 6-month term, average APY is 1.82%.Wide net to find best CD rates: consider banks, credit unions, and digital firms.Limited deposits for CDs, early withdrawal penalties can be significant.