<ul data-eligibleForWebStory="true"><li>CD rates today are as high as 4.94%, marking a significant increase compared to previous years.</li><li>Different CD terms offer varying interest rates, with three-month CDs averaging at 1.3% and six-month CDs at 1.77%.</li><li>For 12-month CDs, the highest rate is 4.64%, while 24-month CDs offer rates up to 4.52%.</li><li>There are opportunities for higher rates with longer-term CDs, such as five-year CDs offering rates of 4.26%.</li><li>Jumbo CDs, requiring significant deposits, can reach rates of 4.94% for a 6-month term.</li><li>It is essential to consider early withdrawal penalties and deposit requirements when opting for a CD.</li><li>CDs are relatively safe investment options compared to riskier assets like stocks, real estate, and cryptocurrencies.</li><li>Federal agencies like the FDIC and NCUA offer up to $250,000 insurance for CDs, providing further security.</li><li>When seeking the best CD rates, exploring offerings from various institutions like banks, credit unions, and digital platforms is recommended.</li><li>It's crucial to understand the terms and conditions of CDs, as different types may have specific restrictions and penalties.</li></ul>

CD Rates Today: June 18, 2025 – Earn As Much As 4.94%

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