<ul data-eligibleForWebStory="true"><li>Today's best CD rates can reach as high as 4.94%, with rates fluctuating based on term and expected to decrease with Fed actions.</li><li>CDs provide fixed interest for a specified term, with early withdrawals incurring penalties.</li><li>Short-term goals suit three-month CDs, offering rates up to 4.62%, with six-month CDs at 4.94%.</li><li>One-year CD rates can reach 4.64%, while two-year CDs offer rates up to 4.52%.</li><li>Longer terms yield higher rates, such as 4.26% for three-year CDs and five-year CDs.</li><li>Jumbo CDs can offer 4.94% for a 6-month term, with varying minimum deposits.</li><li>CD comparison shopping is crucial due to rate discrepancies among banks.</li><li>CDs provide secure savings with FDIC insurances up to $250,000.</li><li>CDs offer higher interest rates than savings accounts and are safer than riskier investments.</li><li>Federal insurance protects CD investments in case of bank failure, making them a secure option.</li></ul>

CD Rates Today: June 23, 2025 – Rates Up

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