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CD Rates Today: June 25, 2025 – Take Home Up To 4.94%
- CD rates today are as high as 4.94%, offering better yields than high-yield savings accounts but come with fixed interest rates and maturity periods.
- Three-month CD rates average 1.29% with the highest at 4.62%, while six-month CD rates are at 1.76% on average and 4.94% for the best rate.
- One-year CD rates currently offer the highest at 4.64% with an average APY of 1.83%, unchanged from last week.
- For two-year CDs, interest rates go as high as 4.52%, while three-year CD rates hit 4.26% and five-year CD rates reach 4.26% as well.
- Jumbo CD rates stand at 4.94% for a 6-month term, with an average APY of 1.81%, while requiring minimum deposits of $100,000.
- CD rates vary among banks, so it's advisable to compare rates across institutions and consider online banks that typically offer higher rates.
- CDs require a minimum deposit, usually below $10,000, with strict penalties for early withdrawal, making them safer investments with FDIC or NCUA insurance protection.
- CDs, while providing lower risk, offer higher interest rates than other savings options and ensure protection of your investment through federal insurance coverage.
- Curinos averages CD rates by focusing on specific types, excluding various others like promotional offers, relationship-based rates, and more for accurate comparisons.
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