<ul data-eligibleForWebStory="true"><li>Best CD rates today reach up to 4.94%. Federal Reserve expected to lower rates.</li><li>CDs offer fixed interest for set period but have withdrawal penalties.</li><li>Rates vary by CD term lengths, with highest rates for 6-month and 1-year CDs.</li><li>Comparison with various banks and types of CDs can help maximize returns.</li><li>Federal insurance protects CD investments from bank failures up to $250,000.</li></ul>

CD Rates Today: June 30, 2025 – Earn As Much As 4.94%

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