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CD Rates Today: March 11, 2025 – Take Home Up To 5.06%

  • Today's best CD rates can go as high as 5.06%, offering a better yield compared to high-yield savings accounts.
  • CDs pay a fixed interest rate for a set period, but withdrawing funds early can result in penalties.
  • Current average rates for three-month CDs are at 1.3%, with the highest rate at 4.72%.
  • A six-month CD offers a yield of 4.94%, with an average APR of 1.79%.
  • The highest rate for a 12-month CD is 5.02%, with an average APY of 1.87%.
  • A 2-year CD offers rates as high as 4.52%, with an average APY of 1.68%.
  • The best rate for a 3-year CD is 4.65%, while a 5-year CD offers a maximum rate of 4.43%.
  • Jumbo CDs with a 6-month term can yield up to 4.94%, with an average APY of 1.79%.
  • CDs provide a safe investment option with FDIC or NCUA insurance coverage up to $250,000.
  • CDs offer higher interest rates than savings accounts and are a secure investment choice.

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