<ul><li>CD rates today offer up to 5.06%, varying based on certificate term lengths.</li><li>Certificates of Deposit (CDs) have fixed interest rates and penalties for early withdrawal.</li><li>Rates for three-month CDs average 1.3% with a high of 4.72%, and increase with longer terms.</li><li>One-year CDs offer rates up to 5.02%, while two-year CDs reach 4.52%.</li><li>For a five-year CD, the highest rate is 4.26% with an average APY of 1.6%.</li><li>Jumbo CDs require larger deposits, typically starting at $100,000, with rates matching non-jumbo CDs.</li><li>Digital banks often offer higher yields due to lower costs, providing attractive CD rates.</li><li>CDs require a minimum deposit, begin earning interest upon deposit, and incur penalties for early withdrawal.</li><li>While CDs offer stable returns, stocks may outperform them, but with higher volatility.</li><li>Funds in CDs are insured up to $250,000 by the FDIC in case of bank failure.</li></ul>

CD Rates Today: March 13, 2025 – Take Home Up To 5.06%

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