<ul><li>The top interest rates on CDs currently reach up to 5.06%, varying by term length.</li><li>CDs come with fixed interest rates for specific terms, with penalties for early withdrawals.</li><li>Short-term CDs like three-month or six-month options offer rates as high as 4.72% and 4.94%, respectively.</li><li>One-year CDs have a top rate of 5.02%, while two-year CDs offer rates up to 4.52%.</li><li>For three-year CDs, the highest rate is 4.65%, and for five-year CDs, it's 4.26%.</li><li>Jumbo CDs with minimum deposits of $100,000 offer rates up to 5.06% for a 6-month term.</li><li>CD rates vary between banks, so comparing offers is crucial to maximize returns.</li><li>Online banks typically provide higher CD rates compared to traditional brick-and-mortar banks.</li><li>To open a CD, you need to fund it with a minimum deposit, and early withdrawals incur penalties.</li><li>While CDs offer stable returns, they may not match the long-term growth potential of stocks.</li></ul>

CD Rates Today: March 24, 2025 – Rates Down

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