<ul><li>CD rates today range up to 5.06%, varying by certificate term lengths.</li><li>Certificates of deposit (CDs) offer fixed interest rates for set time frames, providing higher yields than high-yield savings accounts.</li><li>Short-term goals can benefit from three-month CDs with rates reaching up to 4.72%.</li><li>One-year CDs see an interest rate peak of 5.02% with average annual percentage yield (APY) at 1.86%.</li><li>Jumbo CDs offer rates up to 5.06% for a 6-month term, with varying minimum deposit requirements.</li><li>Comparison shopping is essential due to varying CD rates across different banks.</li><li>Online banks typically offer higher CD rates compared to traditional brick-and-mortar banks.</li><li>CDs require a minimum deposit and early withdrawal penalties are substantial, deterring premature withdrawals.</li><li>Despite stocks potentially outperforming CDs, the volatility and risk involved make CDs a safer option for certain savings.</li><li>Federal Deposit Insurance Corp. and National Credit Union Administration provide insurance coverage for CDs up to $250,000.</li></ul>

CD Rates Today: March 25, 2025 – Rates Move Lower

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