<ul><li>Today's CD rates range as high as 5.06%, offering better yields than savings accounts.</li><li>CDs pay fixed interest rates over a set time, but early withdrawal incurs penalties.</li><li>Three-month CD rates average at 1.3% with a high of 4.72%, remaining consistent.</li><li>Six-month CD best rate is 4.94%, with an average APR of 1.79%.</li><li>One-year CD offers a high of 5.02%, and the average APY is 1.86%.</li><li>24-month CDs are as high as 4.52%, with an average APY of 1.67%.</li><li>Highest rate on a five-year CD is 4.26%, with an average APY of 1.59%.</li><li>Jumbo CD rates reach 5.06% for a 6-month term, requiring substantial minimum deposits.</li><li>Compare rates between banks for the best CD deal, factoring in early withdrawal penalties.</li><li>CDs offer a safe investment option with FDIC insurance up to $250,000.</li></ul>

CD Rates Today: March 27, 2025 – Rates Down

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