<ul><li>Today, the best CD rates reach up to 5.06%, varying by term length.</li><li>Certificates of Deposit (CDs) offer fixed interest rates for specific durations, yielding better returns than high-yield savings accounts.</li><li>Short-term CD options like three-month CDs have an average rate of 1.3% and a high rate of 4.72%.</li><li>For a six-month CD, the highest rate is 4.94%, while the average APR is 1.8%.</li><li>Among popular 12-month CDs, the highest rate is 5.02% with an average APY of 1.87%.</li><li>Two-year CDs offer rates of up to 4.52%, and the average APY is 1.68%.</li><li>The highest rate for a three-year CD is 4.65%, with an average APY of 1.59%.</li><li>Five-year CDs offer rates up to 4.43%, with an average APY of 1.59%.</li><li>Jumbo CDs, requiring large deposits, have rates like 4.94% for a 6-month term.</li><li>Comparison shopping is vital due to varying CD rates among different banks.</li></ul>

CD Rates Today: March 4, 2025 – Rates Move Higher

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