<ul><li>The best interest rates on CDs currently peak at 5.06%, depending on the term.</li><li>CDs offer fixed interest rates and maturity periods, often yielding more than high-yield savings accounts.</li><li>Three-month CDs have an average rate of 1.3% with the highest rate at 4.72%.</li><li>For a six-month CD, the best rate is 4.94%, with an average APR of 1.79%.</li><li>The top interest rate for a one-year CD stands at 5.02%.</li><li>Two-year CDs offer rates as high as 4.52%, while three-year CDs boast a top rate of 4.65%.</li><li>Five-year CDs have the highest rate today at 4.43%.</li><li>Jumbo CDs require larger deposits, tending to offer higher rates.</li><li>When seeking the best CD rates, explore offerings from traditional banks, credit unions, and digital firms.</li><li>CDs are considered safer investments compared to the stock market or cryptocurrencies, with deposit insurance up to $250,000 per account.</li></ul>

CD Rates Today: March 7, 2025 – Forbes Advisor

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