<ul><li>CD rates today top out at 5.02% depending on the term, offering better yields than high-yield savings accounts.</li><li>Three-month CDs have an average rate of 1.3%, with the highest rate at 4.67%.</li><li>Six-month CDs offer a good blend of yield and commitment, with the highest rate at 4.94%.</li><li>The highest interest rate on a one-year CD is 5.02%, with an average APY of 1.83%.</li><li>Two-year CDs offer rates as high as 4.52%, with an average APY of 1.66%.</li><li>The highest rate on a three-year CD is 4.27%, with an average APY of 1.58%.</li><li>For a five-year CD, the highest rate is 4.26% with an average APY of 1.59%.</li><li>Jumbo CDs offer rates of 4.94% for a 6-month term, with an average APY of 1.82%.</li><li>Opening a CD requires a one-time deposit, with many banks having minimum deposit requirements.</li><li>CDs provide a stable savings option but early withdrawal penalties can impact earnings significantly.</li></ul>

CD Rates Today: May 15, 2025 – Take Home Up To 5.02%

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