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CD Rates Today: May 19, 2025 – Take Home Up To 5.02%

  • CD rates today offer up to 5.02%, varying based on certificate term lengths.
  • Longer CD terms used to yield higher returns, but this trend has changed in recent times.
  • Consider CD terms that align with your financial needs to maximize benefits.
  • Rates for three-month and six-month CDs range from 1.3% to 4.94%.
  • For a one-year CD, the highest rate stands at 5.02%.
  • Two-year CDs offer rates as high as 4.52% while three-year CDs offer around 4.27%.
  • Five-year CD rates reach up to 4.26% with potential early withdrawal penalties.
  • Jumbo CDs with higher deposits may offer rates like 4.94% for 6-month terms.
  • It's crucial to understand early withdrawal penalties before investing in CDs.
  • CDs provide a safe investment option with FDIC and NCUA insurance protections.

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