<ul><li>Today, CD rates can reach as high as 5.02%, offering better yields compared to high-yield savings accounts.</li><li>CDs pay a fixed interest rate for a specified period, providing a higher yield but with penalties for early withdrawal.</li><li>Rates for three-month CDs range from 1.3% to 4.67%, while the average rate remains at 1.3%.</li><li>Six-month CDs offer rates up to 4.94%, with an average APR of 1.78%.</li><li>The highest rate available for a 12-month CD is 5.02%, with an average APY of 1.83%.</li><li>Two-year CDs currently offer rates up to 4.52%, with an average APY of 1.65%.</li><li>Three-year CDs feature rates as high as 4.27%, with an average APY of 1.58%.</li><li>For five-year CDs, the highest rate is 4.26%, with an average APY of 1.59%.</li><li>Jumbo CDs offer a rate of 4.94% for a 6-month term, with an average APY of 1.82%.</li><li>CDs offer a safe investment option with FDIC protection up to $250,000 in case of a bank failure.</li></ul>

CD Rates Today: May 21, 2025 – Earn As Much As 5.02%

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