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China expands employee health insurance reforms to support family healthcare costs

  • China has expanded its employee health insurance programme allowing individuals to share account balances with their relatives for medical expenses.
  • All provincial regions have implemented reforms allowing eligible holders to link their accounts to close family members through online channels.
  • The scope of shared account use has been extended to include spouses, parents, children, and close relatives such as siblings, grandparents, and grandchildren.
  • The initiative aims to reduce family medical costs, improve healthcare accessibility, and enhance financial resilience against health risks.

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