<ul><li>Converting large credit purchases into EMIs has its benefits, but it can also come with certain disadvantages.</li><li>Factors to consider when converting credit card purchases into EMIs include processing fees, interest rates and tenure, pre-closure charges, credit score impact, and reward points.</li><li>Timely payments are crucial when opting for EMIs as defaults or delays negatively affect credit scores and limit future expenses.</li></ul>

Converting Large Credit-Card Purchases Into EMIs? Interest Rates To Fees, Key Factors To Check

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